Get a Triangle™ Credit Card with Instant Credit

1

Choose the Triangle credit card that is right for you and Apply for Instant Credit.

2

Once you’re approved, return to your open Marks.com tab and click “Proceed to Checkout”.

3

Your new Triangle credit card details will be automatically pre-filled in the “Payment Details” section so you’ll receive 4%+ back instantly on qualifying purchases.

You'll receive 4%+ back in Canadian Tire Money® on qualifying purchases.

Ready for instant rewards? Apply Now!

Triangle™
Mastercard®
Triangle Mastercard
No Annual Fee

 

4%

back in CT Money® at participating retailers.**

5¢

back per litre in CT Money® on all fuel types at Gas+1 and participating Husky stations

No fee, no interest financing*

on qualifying purchases of $200 or more at participating retailers**

Details >

Redeem CT Money® at participating retailers**

Collect Canadian Tire Money® everywhere else you shop

Triangle™ WorldElite
Mastercard®
Triangle World Elite Mastercard
No Annual Fee

**Minimum $80,000 (individual) annual income.

3%2

back in CT Money® on purchases at grocery stores (on the first $12,000 per year; excludes Costco and Walmart)

4%

back in CT Money® at participating retailers**

7¢

back per litre in CT Money® on premium fuel, and 5¢ per litre in CT Money® on all other fuel types at Gas+1 and participating Husky stations

No fee, no interest financing*

on qualifying purchases of $200 or more at participating retailers**

Details >

Redeem† CT Money® at participating retailers**

Collect Canadian Tire Money® everywhere else you shop

Triangle™ World Elite Mastercard® Roadside Assistance® Gold Plan included3

Included Features and Benefits

  • Purchased Security6
  • Extended Warranty Protection6
  • Car Rental Collision/Loss Damage Waiver Insurance6

Damage Waiver Insurance6

24/7 Concierge Services5

Enhanced Customer Service (priority queuing)

Purple

**at Canadian Tire, Sport Chek, and participating Mark's/L’Équipeur and Atmosphere stores.

Triangle is a rewards and credit card program that makes shopping better. With one awesome card—in your wallet or on your phone—you can collect Canadian Tire Money® at more places, watch your rewards pile up faster, and redeem them for more of the stuff you love.

††Financing available is “Equal payments, no interest” for 12 months for purchases over $200 (unless stated otherwise) is only available on request, on approved credit with a Triangle™ credit card issued by Canadian Tire Bank and on purchases made at Canadian Tire and canadiantire.ca (excluding gift cards). Interest does not accrue during the period of the plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement. There is no administration fee charged for entering into a special payments plan. Each month during an equal payments plan you are required to pay that month’s equal payments plan instalment in full by the due date. Any unpaid portion not received by the due date will no longer form part of the equal payments plan and interest will accrue on that amount from the day after the date of your next statement at the applicable regular annual rate. Offer subject to change or cancellation without notice.

Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle Mastercard and Triangle World Elite Mastercard is 22.99% for cash transactions and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. Balances under $10 are due in full. For accounts opened prior to June 13, 2019 the rate of 5% will start at 2% and increase by 0.5% each August 1st until it reaches 5%. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle Mastercard and Triangle World Elite Mastercard does not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other changes are:

If your average balance is: $100 $500 $1000 $2000
Total monthly credit charges will be: $1.64 $8.22 $16.43 $32.86

Annual Interest Rate(s): These interest rates will be in effect on the day your account is opened: All charges to your account (excluding cash transactions and related fees) - 19.99%

Cash transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees - 22.99%

For the Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at the following annual interest rates: (i) if you are a resident of Quebec, 22.99% for all charges; or (ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.

Interest-Free Grace Period: At least 21 days or, if you are a resident of Quebec, at least 26 days. You will benefit from an interest-free grace period of at least 21 days (at least 26 days if you are a resident of Quebec) on new purchases if we receive payment in full of the balance due on your current statement by the payment due date.

There is no grace period for cash transactions, such as convenience cheques, balance transfers or cash advances or for fees for such transactions.

Minimum Payment: If you reside in a province other than Quebec, the Minimum Payment will be the sum of:

(A) interest and fees shown on your statement, plus
(B) the greater of any amount past due or any balance over your credit limit, plus
(C) the amount of any equal payments plan installments then due, plus
(D) $10

Balances under $10 are due in full.

If you reside in the Province of Quebec, the Minimum Payment will be the sum of:

(A) the greater of (i) interest and fees shown on your statement + $10 or (ii) 5% of the New Balance, excluding amounts on special payment plans; plus
(B) any balance over your credit limit; plus
(C) any amounts past due not included in (B) above; plus
(D) the amount of any equal payments plan instalments then due.

Balances under $10 are due in full.

Foreign Currency Conversion: All transactions made in a foreign currency will be converted to Canadian currency at the then current Mastercard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.

Annual Fees: None.

Other Fees:
Cash Advance Fee: $4 - Charged when the transaction is posted to your account.

NSF/Dishonoured Payment Fee: $25 - Charged if a payment you make is dishonoured.

Charges for Copies: $2 - Charged when you request a copy of a statement.

Credit Balance Fee: The lesser of $10 or the amount of your credit balance – Charged on the last day of a billing period when there is a credit balance on the account and the account has been inactive for the previous 12 billing periods.

Accrual of Interest: Interest accrues daily on each charge from the date of the transaction giving rise to the particular charge.

For residents of Quebec: The credit rates are the annual interest rates specified in the chart above.

Information effective as of June 13, 2019.